Help for Homeowners

I believe that it is important for the federal government to help people keep their homes and will continue to work with my colleagues to look at ways to reform the lending market and provide assistance to struggling homeowners.  There is help available for homeowners who are falling behind in their mortgage payments and faced with foreclosure.  If you are falling behind, do not wait to take action.  Below you will find a list of resources available to you.   I hope you find this information helpful.



Useful Phone Numbers:

HOPE NOW Hotline:  (888) 995-HOPE (4673)

HUD Approved Housing Counseling Agencies:  (800) 569-4287

FHA:  (800) 225-5342



Useful Links:

Tips for Avoiding Foreclosure

HUD Approved Housing Counseling Agencies in the State of Wisconsin

Federal Housing Administration

Homeownership Preservation Foundation

Wisconsin Foreclosure Resource



Homeowner Affordability and Stability Plan:

On February 18, 2009, the President introduced the Homeowner Affordability and Stability Plan to help homeowners.  Parts of this plan went into effect on March 4, 2009.  Click here for more information about the plan, or to see if you are eligible.



Servicer Hotlines:

If you are behind in your mortgage payments, do not delay.  You should contact your servicer to discuss loan modification options.  Below is a list of hotlines for servicers participating in the HOPE NOW Alliance.  If you are not comfortable speaking directly with your servicer, you should contact a housing counselor.

Aurora Loan Services

(800) 550-0509

Avelo Mortgage, LLC

(866) 992-8356

Bank of America

(800) 846-2222

Carrington Mortgage Services

(800) 790-9502

CitiFinancial/Citi Trust Bank

(800) 422-1498

CitiMortgage Conv/FNMA

(800) 695-0384

CitiMortgage/Gov’t & Freddie Mac

(866) 272-4749

CitiResidential Customer Care

(800) 430-5262

Countrywide Home Loans

(800) 669-6650

EMC Mortgage, Inc.

(877) 362-6631

First Horizon Home Loans

(800) 364-7662

GMAC/Homecomings/ResCap

(800) 799-9250

Home Loan Services, Inc.

(800) 500-5022

HomEq Servicing

(888) 270-6663

HSBC Consumer Lending

(800) 333-5848

HSBC Mortgage Services

(800) 365-6730

HSBC Mortgage Corporation

(888) 648-3124

IndyMac Bank

(800) 880-6848

JPMorgan Chase Prime Loans

(800) 446-8939

JPMorgan Chase Non-Prime

(877) 838-1882

JPMorgan Chase Home Equity

(866) 582-5208

JPMorgan Chase Default HPO Help Line

(866) 345-4676

Litton Laon Servicing

(800) 999-8501

National City Mortgage Corporation

(800) 523-8654

Nationstar Mortgage, LLC

(888) 480-2432

Ocwen Loan Servicing, LLC

(877) 596-8580

Option One Mortgage Corporation

(888) 275-2648

Saxon Mortgage Services

(888) 325-3502

Select Portfolio Servicing

(888) 818-6032

SunTrust Mortgage, Inc.

(800) 443-1032

Washington Mutual, Inc.

(866) 926-8937

Wells Fargo Home Mortgage

(877) 216-8448

Wells Fargo Financial

(800) 275-9254

Wilshire Credit Corporation

(888) 917-1050



Legal Resources:

Often issues involved with foreclosure are legal in nature.  Below are legal resources in the State of Wisconsin should you wish to speak to an attorney about your situation.

Legal Action of Wisconsin

Milwaukee Office: (414) 278-7722

Counties Served: Milwaukee and Waukesha


Madison
office: (608) 256-3304

Counties Served: Columbia, Dane, Dodge, Green, Iowa, Jefferson, Lafayette, Rock and Sauk


Racine office: (262) 635-8836

Counties Served: Kenosha, Racine and Walworth


Green Bay office: (920) 432-4645


Oshkosh office: (920) 233-6521


La Crosse office: (608) 785-2809

Counties Served: Buffalo, Crawford, Grant, Jackson, Juneau,
La Crosse, Monroe, Richland, Trempealeau and Vernon Counties


Legal Aid Society of Milwaukee - (414) 727-5300

Wisconsin Judicare - (800) 472-1638

Counties Served:
Ashland, Barron, Bayfield, Burnett, Chippewa, Clark, Douglas, Dunn, Eau Claire,          Florence, Forest, Iron, Langlade, Lincoln, Marathon, Marinette, Menominee, Oconto, Oneida, Pepin, Pierce, Polk, Portage, Price, Rusk, St. Croix, Sawyer, Shawano, Taylor, Vilas, Washburn, Waupaca, and Wood

Wisconsin Bar Association (800) 362-9082



Avoid Scams:

Beware of Phony Foreclosure Prevention Hotlines

Beware of Foreclosure Rescue Scams